Northwest Georgia Bank recently promoted Mike Cloud to senior vice president-senior credit administrator and secretary of the management loan committee. He has worked as vice president-credit administrator since December 2008 and as vice president-interim credit administrator since March 2008.
Northwest hired Mr. Cloud as vice-president of mortgage lending in April 2000, and in June 2005, he transferred to senior credit analyst. He began his banking career at Southeast Federal Savings Bank in Rossville in 1988, then moved to Capital Bank in Fort Oglethorpe in September 1992 as a consumer loan officer. In May 1993, he transferred to the Ringgold branch, where he was responsible for the origination of mortgage, consumer and commercial loans, as well as financial statement analysis and loan review.
In August 1999, he transferred to assistant vice president of accounting, finance and operations.
Mr. Cloud earned a bachelor’s degree in accounting from the University of Tennessee-Chattanooga in 1991, and in 1998, he completed a master’s degree in finance at UTC. Since then, he has served as an adjunct professor of finance in the undergraduate College of Business at UTC, Dalton State College and Bryan College.
A member of the Rotary Club of Ringgold since 1995, Mr. Cloud is a past-president and a past-assistant governor of Rotary District 6910. He has been active in the Catoosa County Chamber of Commerce, serving on the Leadership Catoosa Planning Committee as chairman from 2002-06. He is a former member of the Chattanooga Credit Professionals, where he served as treasurer, vice president and president.
He has been an active member of Shiloh Baptist Church in Rossville since 1988, having served as a Sunday school teacher, deacon, treasurer, member of the building committee and chairman of the finance committee. He and his family live in Rossville.