Pleasantly Surprised By The Affordable Care Act - And Response

Wednesday, October 23, 2013
I am a self-employed veterinarian with a pre-existing condition, who has obtained my medical insurance through our professional organization for many years. Unfortunately, that insurance is ending in December, so I am currently looking for new insurance.  

Over the last three days I have spent time on the Healthcare.gov website and was surprised to find dozens of available policies. I have found policies with similar deductible and out-of pocket costs, networks in which my current doctors participate and benefits that were not available to me before (e.g. maximum out-of-pocket cost for drugs, basic lab tests and X-rays covered, money spent on drugs being applied to the yearly deductible threshold, etc.). Most importantly, not a single question was asked about my existing medical conditions.

A very exciting aspect of my search is the realization that the most expensive policy I am considering (with coverage that is similar to or better than what I have now) is $627 per month cheaper than what I am currently paying. The website is still clunky and slow, so patience is required. I found the live chat button helpful, as someone was immediately available to answer my questions. 

I still have homework to do before I decide which policy is best for me, but I urge everyone to give the ACA a try. 

Rhea Morgan 

* * * 

Obamacare is bad for seniors.  Five hundred billion dollars in Medicare funding has been diverted to Obamacare, likely resulting in loss of at least some of the benefits seniors currently enjoy and of their access to doctors they like.  

Obamacare is bad for young people. They now must pay more for health coverage they do not need in order to subsidize your care, or they must pay a fine for refusing to enroll; either way, Obamacare makes it harder for our younger citizens to move out on their own, buy homes and cars, pay other debts, and stimulate the economy.  

In short, Obamacare is good for you because money is being redistributed to you from other people. I find this and any other kind of redistribution from one group to another offensive and contrary to our long history of capitalism, which has produced the greatest economy the world has ever seen.  

The entire Obamacare scam is not about access to healthcare. It is just a ruse to take further control of our lives, making Americans progressively more dependent on and subservient to government. You might be happy about that, but I am not.

Jim Nichols


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