Pleasantly Surprised By The Affordable Care Act - And Response

Wednesday, October 23, 2013
I am a self-employed veterinarian with a pre-existing condition, who has obtained my medical insurance through our professional organization for many years. Unfortunately, that insurance is ending in December, so I am currently looking for new insurance.  

Over the last three days I have spent time on the Healthcare.gov website and was surprised to find dozens of available policies. I have found policies with similar deductible and out-of pocket costs, networks in which my current doctors participate and benefits that were not available to me before (e.g. maximum out-of-pocket cost for drugs, basic lab tests and X-rays covered, money spent on drugs being applied to the yearly deductible threshold, etc.). Most importantly, not a single question was asked about my existing medical conditions.

A very exciting aspect of my search is the realization that the most expensive policy I am considering (with coverage that is similar to or better than what I have now) is $627 per month cheaper than what I am currently paying. The website is still clunky and slow, so patience is required. I found the live chat button helpful, as someone was immediately available to answer my questions. 

I still have homework to do before I decide which policy is best for me, but I urge everyone to give the ACA a try. 

Rhea Morgan 

* * * 

Obamacare is bad for seniors.  Five hundred billion dollars in Medicare funding has been diverted to Obamacare, likely resulting in loss of at least some of the benefits seniors currently enjoy and of their access to doctors they like.  

Obamacare is bad for young people. They now must pay more for health coverage they do not need in order to subsidize your care, or they must pay a fine for refusing to enroll; either way, Obamacare makes it harder for our younger citizens to move out on their own, buy homes and cars, pay other debts, and stimulate the economy.  

In short, Obamacare is good for you because money is being redistributed to you from other people. I find this and any other kind of redistribution from one group to another offensive and contrary to our long history of capitalism, which has produced the greatest economy the world has ever seen.  

The entire Obamacare scam is not about access to healthcare. It is just a ruse to take further control of our lives, making Americans progressively more dependent on and subservient to government. You might be happy about that, but I am not.

Jim Nichols


Roy Exum: What Voters Think

There are over 9,000 students who attend Quinnipiac University in Hamden, Conn., which – in an effort to be relative -- is just a touch smaller than our UT-Chattanooga. What makes Quinnipiac unique is that it is home of The Quinnipiac University Polling Institute, which produces what’s called the “Q Poll” because hardly anybody knows how to pronounce “Kwin-uh-pe-ack.” The Q ... (click for more)

Not Thrilled With The Parking Rate Increase

Mark your calendars for Sept. 1—the day the Chattanooga Parking Authority has announced it will raise parking rates around the city. In addition to the rate hikes, the Parking Authority will extend enforceable hours from 4:30-6 p.m.  and will include Saturdays as well. The Parking Authority has allowed for a learning curve, however, saying that during the month of September, ... (click for more)

Woman Seriously Injured After Plowing Into Rossville Boulevard Car Dealership Saturday Evening

A woman was seriously injured after plowing her vehicle into a car dealership on Rossville Boulevard on Saturday evening.   At approximately  6:49 p.m., the Chattanooga Police Department responded to 2818 Rossville Blvd. on an accident with injuries.   A blue vehicle traveling at a high rate of speed lost control.  The vehicle crashed ... (click for more)

Boy, 4, Struck By Vehicle Near Tunnel Boulevard

A four-year-old boy was struck by a vehicle near Tunnel Boulevard on Saturday afternoon. A t approximately 4:20 p.m.,  the Chattanooga Police Department responded to 3400 Through St. on a c hild struck by a vehicle.  T he victim was conscious when officers arrived. He was transported to a local hospital. I nvestigators are continuing to compile ... (click for more)

UTC, Jacksonville State Tickets In '30 Minutes or Less' On Monday

Don't have your tickets to the Jacksonville State game yet?  If you work or live within five miles of campus, Monday will be one last chance to get them delivered in '30 Minutes or Less' or they are FREE.  This is for tickets to Saturday's season opener, or a full order of season tickets.  Only ticket orders made over the phone are eligible for this promotion. ... (click for more)

Baylor Sweeps Two Nashville Teams In Volleyball Saturday

Volleyball teams from Brentwood Academy and Pope John Paul II have at least one thing in common on Saturday following matches with Baylor and GPS.  They both headed back to Nashville with a win and a loss as both beat GPS and both lost to Baylor. Baylor improved to 13-1 overall and 3-0 in region play with Saturday's two wins, including a 3-1 verdict over Brentwood ... (click for more)