BlueCross To Offer 1-Year Extensions To Individuals With Policy Renewal Dates Through Oct. 1, 2014

Monday, December 9, 2013

BlueCross BlueShield of Tennessee will allow individuals with coverage renewal dates from Jan. 1, 2014 through Oct. 1, 2014 to keep their health plans for another year.

The extension option was offered last month by the federal government and Tennessee Department of Commerce and Insurance (TDCI) for what are considered non-grandfathered health plans under the Affordable Care Act.  An estimated 50,000 individuals currently covered with BlueCross policies will be offered the extension option. These members will need to keep the exact same level of benefits and renewal dates in order to qualify for the extensions.

BlueCross will not offer small group customers (50 or fewer employees) with an extension option because the company had already provided an option for early renewal in 2013 to allow them to keep their existing plans through most of 2014.

“Many of our customers will now have the option to keep their health insurance,” said Bill Gracey, BlueCross president and CEO. “These plans have provided high-quality coverage that has met our customers’ needs. We expect many of them will welcome the opportunity to renew their coverage for another year.”

BlueCross individual members will have the option to renew their plan for another year, or choose an Affordable Care Act-compliant plan, which may come with additional benefits and financial assistance, if eligible.

The individual plans that may be extended are considered as non-grandfathered health plans under the ACA and were required to be discontinued under the law in 2014.The extension effectively moves the deadline forward, but plans renewing after Oct. 1, 2014 must meet all requirements of the ACA. Extending individual plans will delay some of the more challenging consumer impacts of the ACA for another year and alleviate concerns of consumers who have had difficulty accessing the Marketplace.

Customers who choose this one-year extension option will still need to move to ACA-compliant plans in 2015.

This extension option does not apply to consumers with coverage through any of the Cover Tennessee programs, which are operated by the State of Tennessee with BlueCross serving as a contracted administrator. For more details on the future of these state programs, visit http://www.tn.gov/tenncare/HealthInsurance.shtml.

Participants in Cover Tennessee programs are encouraged to shop for new coverage on the Marketplace and may be eligible for financial assistance. The deadline for enrolling in coverage to be effective Jan. 1, 2014 is Dec. 23.

BlueCross continues to offer current and future members an array of affordable insurance options, providing Marketplace plans in all 95 Tennessee counties – the only insurer in the state to do so.


Latest Hamilton County Jail Booking Report

Here is the latest jail booking report from Hamilton County: ADDISON, KEEVEN CECDRIC  2506 BAILEY AVENUE CHATTANOOGA, 37406  Age at Arrest: 28 years old Arresting Agency: Chattanooga THEFT OF PROPERTY OVER $500 (GUN) --- ALLEN, BRIAN HERMAN  5409 SUNNY SIDE AVENUE CHATTANOOGA, 37409  Age at Arrest: 27 years old Arresting Agency: Hamilton ... (click for more)

PHOTOS: Chattanooga Ironman 2016

The Chattanooga Ironman got underway early Sunday as over 2,400 athletes hit the Tennessee River, then emerged at Ross's Landing to begin the bicycle portion and, finally, the 26-mile marathon   (click for more)

Patrol Cars Donation To Kevin Muhammad's Nation Of Islam Sets A Dangerous Precedent

Re: City Police donating two patrol cars to Kevin Muhammad's Nation of Islam: While I know it's unpopular to mention the wisdom of separation of church and state, this sets a dangerous precedent and should meet with concern from everyone who values religious and secular freedom. What's next? Southern Baptists getting old city parking scooters to patrol church parking lots ... (click for more)

Roy Exum: A Pitch Called ‘The Defector’

When Jose Fernandez was killed early Sunday morning in a boating accident, he was 24 years old yet had already lived a life much larger than almost all old men. He had spent part of a year in an unimaginably cruel Cuban prison, this when he only 14 years old and sandwiched in an inhumane cell among grown criminals. There were murders daily – in his very cell -- and nobody cared. ... (click for more)

Mocs Soccer Wins 2-1 At Wofford

 The University of Tennessee at Chattanooga women’s soccer team defeated Wofford 2-1 Sunday afternoon in Spartanburg, S.C. The Mocs improve to 3-7-1 overall and 1-1 in Southern Conference action while the Terriers fall to 2-9 on the year and 0-2 against the conference.   Chattanooga netted its first goal in the opening frame following a corner kick. Junior Ellie Myrick’s ... (click for more)

Lee Women Win 5-1 At Shorter

The blistering-hot temperature and the artificial turf was not enough to slow the Lee women's soccer team as they handily defeated host Shorter University 5-1 for its fifth straight victory  on Sunday  afternoon.   Summer Lanter and Kinsey Cichowitz combined to score all five of Lee's goals. Lanter now has six goals on the year and midfielder Cichowitz ... (click for more)