Small Business Finance Class Helps Educate Ringgold Entrepreneurs

Saturday, August 31, 2013
Small Business Development Center Staff provided an informational seminar to local business owners about the "do's and don'ts" of small business finance. (From Left to Right): Business Consultant Matt Pearce; Program Coordinator Kinsey Hicks; Area Director Richard Montanaro.
Small Business Development Center Staff provided an informational seminar to local business owners about the "do's and don'ts" of small business finance. (From Left to Right): Business Consultant Matt Pearce; Program Coordinator Kinsey Hicks; Area Director Richard Montanaro.
- photo by Joseph Brellenthin
The University of Georgia's Small Business Development Center (SBDC) provides education and consulting to businesses large and small across the state of Georgia.  On Thursday August 29 at Ringgold City Hall the Ringgold Downtown Development Authority partnered with the SBDC to host "Finding Money for Your Small Business,"  a class on how start-ups and growing businesses can fund their expansion.  SBDC Program Coordinator Kinsey Hicks gave the details on what the class offers to business owners who are in search for the right type of funding, "Topics include different financing options such as bank loans, SBA guaranteed loans, non-bank lenders, private investors, and the myths and realities of grant funding.
" According to the SBDC website, their mission is "...to enhance the economic well-being of Georgians by providing a wide range of educational services for small business owners and aspiring entrepreneurs." 

The two hour class and luncheon was led by Mr. Matt Pearce who shared his own experience of owning a small business in Northwest Georgia as well as the fundamentals of how small companies can approach financing.  "We want to give businesses the tools to have the greatest likelihood of success," Mr. Pearce said.  Also bringing expert experience to the class was SBDC Consultant Richard Montanaro, the senior director for SBDC's Rome/Dalton regional offices. "The response to this class was so great, we look forward to hosting many more of these in Ringgold."   

These "lunch-&-learn," style classes  typically cost $70-80 including a meal and materials so to help make the class an affordable option for those on a tight budget, Wells Fargo offered scholarships to attendees to dramatically reduce the cost.  The SBDC offers a variety of consultation and research services as well as a curriculum of classes on everything from product pricing to small business marketing.  Director of Downtown Development, Joseph Brellenthin, explained that "state agencies offer a lot of great resources but being so close to the border we tend to be overlooked." After attending a class in Calhoun, GA last spring Mr Brellenthin and the Downtown Development Authority decided to sponsor a class in Ringgold.  Mr. Brellenthin said, "Ringgold's location makes it a great place for all of the Northwest Georgia communities and cities along Interstate 75 to gather for conferences and meetings like this class."  


Alexander Votes To Confirm Wilbur Ross To Serve As Secretary Of Commerce

Senator Lamar Alexander on Monday released the following statement on his vote to confirm Wilbur Ross to serve as U.S. Secretary of Commerce: “Wilbur Ross understands that we need to liberate our free enterprise system and create a better environment for growing jobs. I look forward to working with him.” (click for more)

GDOL To Help Express Employment Professionals Recruit In Summerville

The Georgia Department of Labor (GDOL) will help Express Employment Professionals, a staffing agency, recruit about 15 creelers to work for Mohawk Industries in Lyerly. The recruitment will be held on  Thursday, March 16 , from  10 a.m. to 2 p.m.  at the Summerville Civic Center located at 44 Highway 48 in Summerville. Due to U.S. Occupational Safety ... (click for more)

Car Crosses Center Line And Grazes Bradley School Bus; 3 Students Taken To Hospital For Observation

A car came across the center line and grazed the right side bumper of a school bus in Bradley County on Monday afternoon. Three students were taken to the hospital for observation. School officials said Bradley County School bus #48 was involved in the accident on Old Chattanooga Pike and Black Fox Road. Students were assessed and three were taken to the hospital ... (click for more)

NASA Employee Gets 10-Year Federal Prison Term After Being Caught In Child Sex Sting In Chattanooga; De Matties Placed Ad Looking For "Petite Young Teenage Slut"

Thomas de Matteis, 54, of Hazel Green, Ala., was sentenced on Monday by Federal Judge Sandy Mattice to serve 10 years in federal prison for coercing or enticing a minor to engage in sexual activity. Matteis entered a guilty plea to the charge in November 2016.   At the time of his offenses, Matteis was employed by NASA in Alabama.  An investigation started by ... (click for more)

Embrace America - And Response (2)

Okay, Hollywierd we get it. The world of entertainment and cinema arts do not support President Trump. But for all their derisive and divisive speech, truth remains. People who support conservative values do not hate children, we do not hate immigrants, we do not hate other races and ethnicities although that is all you trumpet at every opportunity.  What we do support ... (click for more)

Roy Exum: Way 'Over The Line'

Every day last week a Chattanooga woman sent me a press release for a “Recess Week of Action,” which was the greatest example of “an exercise in futility” that I can recall in recent years. I absolutely refuse to attend, write, or publicize such a group of admittedly-questionable political agitators. Please, I have never seen anything like this! Sometime soon, I suspect, the truth ... (click for more)