Choosing the right health care plan can be daunting for many, but especially for senior citizens. Independent Medicare agent Misty Anderson attempts to make things a little easier as she educates senior citizens in their health care plan.
Born in Oklahoma, Misty came to Chattanooga to attend UTC and lived with her grandparents. She wanted to be a lawyer and she loved debate, but she felt she could help people more by standing in for them in some other way. Like most college students, Misty wasn’t sure at that time what that would be.
Her childhood wasn’t easy when she was small and she developed a compassion for ‘the underdog’ as she struggled to reach her own personal goals.
“I wanted to do a lot with the homeless and I wanted to make a difference in people’s lives who were like me… who didn’t have the skill set or know what they are supposed to do. When you go to college you are supposed to pick what you are going to do for the rest of your life and, when you don’t have the skills to choose and your parents don’t have the skills, you are kind of just lost,” Misty admits. “You know you are meant for something bigger, you just don’t know how you are going to get there.”
After having an automobile accident, Misty was left without a vehicle, so she moved on campus to be able to get to her classes. She worked as a server at a local restaurant earning very good tips and then worked with Enterprise.
When the psychology major tried to use her education at Cumberland Psychiatric Hospital, she was disillusioned with her salary and felt she had earned more through bartending, so she got into sales.
Misty found out she was pregnant and, with raising a child on her own, she needed more income.
“I wouldn’t trade him for the world. It has been hard, but it has been worth it. He is truly an amazing kid. All my girlfriends and grandmother were there at Landon’s birth and I did have a lot of emotional support,” Misty says.
She became employed at Unum Provident for the next five years and, with her ambition driving her forward, getting into sales was the perfect fit. She later left Unum for Healthspring.
“That got me into Medicare. I was with Humana and Blue Cross and currently I am an independent agent known as ‘Medicare Misty’,” she chuckles.
During a radio interview, Misty was interviewed by David and Brett of Talk Radio102.3 when she was given her business name.
“One of them introduced me as “Medicare Misty” and I thought that was awesome and it became the name of my business,” Misty says.
As she worked with seniors over the years educating them in their options for Medicare, Misty was able to provide for her son the way she had hoped, but her career choice became more to her than being able to provide for her family. Misty felt as though it had become a calling.
“What I do now makes me feel like I can do God’s work too. I love my job and, when somebody is going through similar circumstances that I went through and are going through a hard time whether they lost a job or a husband, I get to pray for them and help them choose what is best for them,” she says.
“When your whole life is full of choices you don’t need something such as choosing your insurance to be scary. It can be very confusing and intimidating and it is nice for seniors to know they have somebody experienced who will show them their best options,” Misty affirms.
Misty has been helping seniors for nearly a decade and has put forth every effort to make sure they are comfortable with their choices.
“It is not about what makes me the next dollar. I have walked away from a sale or given a sale away and it always works out. If you do the right thing it always comes back to you. Working with them is like having 1,000 grandparents to adopt you. It is very rewarding,” Misty says.
Before launching her own business three years ago, Misty had worked with senior centers and volunteered at health fairs and tournaments. Her involvement with seniors brought her business that Misty didn’t have to solicit.
Away from being ‘Medicare Misty’ she loves to travel and explore other regions. Her grandmother is from Germany and Misty embraced any opportunity to learn about other cultures.
“A friend of mine introduced me to World Adventures after I had just opened up Medicare Misty. “I told her I don’t have the money right now to travel and she took me on a trip that was a $69 cruise. I thought, ‘No way, is it going to be a tugboat?’” Misty laughed.
“It wasn’t a tugboat and my son said, ‘Thank you! And when can we go again?’ We swam with the dolphins and I truly felt the happiest that I had ever been. To see his face and for him to tell me, ‘Mom, thank you so much’ and to not have to put it on a credit card…it was an amazing feeling,” Misty says tearfully.
“He will never remember the things I buy him for Christmas, but he will never forget the dolphins! And, this has just started. We want to go to Greece and I want to go to Germany because I want Landon to meet my grandfather. Life is too short and that first trip changed my life and my son’s life. I always want our lives to be like that,” Misty says.
Planning a ‘bottle trip’ Misty and her son will head to Guatemala in May and assist in building schools. “They didn’t have anything but elementary schools, so World Travels has built 22 schools out of bottles. They don’t have a landfill like we do so their trash is all over their city. We collect the trash and we stuff it into bottles and run chicken wire through the bottles and then stucco a wall. We do that in a week’s time,” Misty says.
To be able to share this with my son and to give him an education where he isn’t just reading about it - but he can go see the pyramids, take the tours and see the countries … he gets more than academics, he gets cultured.”
Misty loves sharing World Travels opportunities with groups of seniors as well, who felt they would never be able to afford traveling.
She says, “It is such a blessing. This is a Christian company and their dream (and mine) is to give to families and to help them make living …living.”