Individuals Currently Receiving COBRA Coverage Have Until July 1 To Enroll In Coverage In ACA Marketplace

Wednesday, May 14, 2014

Medical Foundation of Chattanooga Navigators are available to assist consumers currently receiving COBRA coverage for their health insurance needs.

After leaving a job, individuals may be able to keep their job-based health coverage, called COBRA continuation coverage, for a certain period of time. Consumers who currently have COBRA continuation coverage, may qualify for a Special Enrollment Period that will allow them to terminate their current coverage and obtain health insurance through the Federally-Facilitated Marketplace.

In order to take advantage of this one-time Special Enrollment Period, you must enroll in a new plan by July 1.

Consumers currently receiving COBRA may find themselves paying up to 102 percent of the total cost of the employer-insured insurance. For those who qualify for Advanced Premium Tax Credits, these costs may be reduced significantly. Better and more affordable coverage options may be available.

Those not enrolled in a new plan by July 1 will then have to wait for Open Enrollment in November to obtain a new plan or wait for their next Special Enrollment Period when their COBRA coverage expires. COBRA plans can last up to 18 months and usually the entire monthly premium must be paid by the individuals.  Subsidies may be available in the Marketplace that can assist with monthly premiums depending on household size and income.

Contact Navigators at the Medical Foundation for assistance and to learn more about COBRA benefits and the Marketplace. They can be reached at (423) 622-2872 from 8:30 a.m. to 5 p.m. Monday through Thursday, and 8:30 a.m. to 4 p.m. on Fridays.





CHI Memorial Convenient Care - LaFayette Now Open

CHI Memorial Convenient Care – LaFayette is now open and will host an open house event for the community on  Wednesday, from 1 – 5 p.m.   Activities will include mini health assessments, including blood pressure, height, weight, BMI (body mass index) and waist circumference, diabetes risk self-assessment, bone density screening, breast health education and light refreshments. ... (click for more)

University Surgical Welcomes 2 New Surgeons

University Surgical Associates (USA) welcomes Erica R. Clark, D.O. and John C. Huggins, M.D., to the team of surgeons providing specialized surgical care to patients in the Chattanooga area. “This is an exciting time in the history of University Surgical as we gain two outstanding surgeons who will enhance our services in vascular, breast and general surgery,” says Michael ... (click for more)

Deborah Cox Of Graysville Dies After Wreck On Jones Gap Road

One person who was in critical condition after a wreck on Jones Gap Road has died. The victim was identified as Deborah Cox, of Graysville, Tn.  Hamilton County Sheriff's deputies, along with HCEMS and fire personnel, worked the accident near the 13,300 block of Jones Gap Road. Due to the crash, north and southbound Jones Gap Road were closed for a lengthy ... (click for more)

Excitement Builds As Tennessee Valley Prepares For Monday's Eclipse

Sandra Nicholson, director of the Edu-Care Daycare Center on Signal Mountain, is as ready for  Monday’s  historic solar eclipse as she’s ever going to be. It took some doing, she said, but she has finally enough pairs of NASA-certified solar safety glasses for everyone in her family.  She’s just one of the tens of thousands of Tennessee Valley area residents ... (click for more)

Mayor Invites Civil War II - And Response (18)

I just received an email from the Mayor stating that he filed paperwork to remove the city of Chattanooga as the trustee for the Confederate Cemetery on Third Street. I understand the Mayor's intent was to distance the city from it's racist past and subsequent hate, but I feel like this is an interesting move without much thought of the consequences. The Mayor prefaced his ... (click for more)

Roy Exum: The New Mean

Until last Monday I believed nobody could ever hurt my feelings again. In the half-century I have been a writer I’ve had hundreds of people take swipes at me, been called more names, and received more hate mail than you can imagine. I also know the only way anyone can hurt you is for you to allow it and, brother, it is nigh impossible to get inside me. My defense mechanism is because ... (click for more)