Individuals Currently Receiving COBRA Coverage Have Until July 1 To Enroll In Coverage In ACA Marketplace

Wednesday, May 14, 2014

Medical Foundation of Chattanooga Navigators are available to assist consumers currently receiving COBRA coverage for their health insurance needs.

After leaving a job, individuals may be able to keep their job-based health coverage, called COBRA continuation coverage, for a certain period of time. Consumers who currently have COBRA continuation coverage, may qualify for a Special Enrollment Period that will allow them to terminate their current coverage and obtain health insurance through the Federally-Facilitated Marketplace.

In order to take advantage of this one-time Special Enrollment Period, you must enroll in a new plan by July 1.

Consumers currently receiving COBRA may find themselves paying up to 102 percent of the total cost of the employer-insured insurance. For those who qualify for Advanced Premium Tax Credits, these costs may be reduced significantly. Better and more affordable coverage options may be available.

Those not enrolled in a new plan by July 1 will then have to wait for Open Enrollment in November to obtain a new plan or wait for their next Special Enrollment Period when their COBRA coverage expires. COBRA plans can last up to 18 months and usually the entire monthly premium must be paid by the individuals.  Subsidies may be available in the Marketplace that can assist with monthly premiums depending on household size and income.

Contact Navigators at the Medical Foundation for assistance and to learn more about COBRA benefits and the Marketplace. They can be reached at (423) 622-2872 from 8:30 a.m. to 5 p.m. Monday through Thursday, and 8:30 a.m. to 4 p.m. on Fridays.




Fulmer Urges Rotarians To Join Effort To Fight Alzheimer’s, Sign Up For Pat Summitt Invitational

When Alzheimer's disease struck Nanlee Fulmer, her son -- Tennessee football legend Phil Fulmer – decided to fight back.   His goal, he told Chattanooga Rotary members  Thursday , is to help eradicate the disease that attacked his mother.   Toward that end, he urged Rotarians to sign up for the Pat Summit Invitational golf tournament ... (click for more)

Blood Assurance Calls For Community Heroes With "Hero Week"

Community members are encouraged  April 27 through May 2 to become a hero for local area hospital patients by making a critical blood donation during Blood Assurance’s first-ever “Hero Week.” All donations will be sent to local hospitals and save at least three lives per donation. As a thank you for each donation, all heroes will receive a free movie ticket to the movie of ... (click for more)

State Attorney General Says City Council Cannot Make Taxis Not Registered In Hamilton County Go Through Emissions Testing

The state attorney general's office has ruled that the City Council cannot require that taxis not registered in Hamilton County go through emissions testing. The city is dealing with the new Uber taxi service that has an out-of-town owner. Locally-owned cabs have to go through the annual emissions testing. The opinion says that local taxi owners cannot get around the emissions ... (click for more)

Chattanooga Area Bracing For Possibility Of Isolated Severe Storms, Tornadoes Not Ruled Out

The National Weather Service is feeling uncertain about today's weather pattern and has not ruled out the possibility of isolated, severe thunderstorms or an isolated tornado in our area. The greatest threat seems to be between 4 and 7 p.m. this evening. Below is the latest update: HAZARDOUS WEATHER OUTLOOK...UPDATED NATIONAL WEATHER SERVICE MORRISTOWN TN 127 PM EDT SAT ... (click for more)

The Heart Of A Teacher Makes A Difference - And Response (2)

In less than four weeks, I expect to be one of 216 graduating seniors from East Hamilton School. One could say all possible variables help a student rise to the highest levels in school; but a student is more than his environment or genetic code. He is a mixture of his own propensity and dedication to academics, coupled with a systemic team of mentors who give their all as a student’s ... (click for more)

Roy Exum: FBI To Study ‘Lickers’

About 25 years ago there was a terrifying movie called “The Silence of the Lambs.” It was so good it won the Academy Awards in all five categories – Best Picture, Best Actor, Best Actress, Best Director and Adapted Screenplay. Further, Anthony Hopkins and Jodie Foster were brilliant, but do you remember the third “star?” Scott Glenn played a character named “Jack Crawford,” the ... (click for more)