Individuals Currently Receiving COBRA Coverage Have Until July 1 To Enroll In Coverage In ACA Marketplace

Wednesday, May 14, 2014

Medical Foundation of Chattanooga Navigators are available to assist consumers currently receiving COBRA coverage for their health insurance needs.

After leaving a job, individuals may be able to keep their job-based health coverage, called COBRA continuation coverage, for a certain period of time. Consumers who currently have COBRA continuation coverage, may qualify for a Special Enrollment Period that will allow them to terminate their current coverage and obtain health insurance through the Federally-Facilitated Marketplace.

In order to take advantage of this one-time Special Enrollment Period, you must enroll in a new plan by July 1.

Consumers currently receiving COBRA may find themselves paying up to 102 percent of the total cost of the employer-insured insurance. For those who qualify for Advanced Premium Tax Credits, these costs may be reduced significantly. Better and more affordable coverage options may be available.

Those not enrolled in a new plan by July 1 will then have to wait for Open Enrollment in November to obtain a new plan or wait for their next Special Enrollment Period when their COBRA coverage expires. COBRA plans can last up to 18 months and usually the entire monthly premium must be paid by the individuals.  Subsidies may be available in the Marketplace that can assist with monthly premiums depending on household size and income.

Contact Navigators at the Medical Foundation for assistance and to learn more about COBRA benefits and the Marketplace. They can be reached at (423) 622-2872 from 8:30 a.m. to 5 p.m. Monday through Thursday, and 8:30 a.m. to 4 p.m. on Fridays.




Haslam, Boyd Announce State Infrastructure Investment Surrounding St. Jude Children's Research Hospital In Shelby County

Governor Bill Haslam and Economic and Community Development Commissioner Randy Boyd on Thursday announced that the state of Tennessee, along with the city of Memphis, will invest in public infrastructure surrounding St. Jude Children’s Research Hospital in Memphis.   The state will invest $12 million in FastTrack funding to improve the public infrastructure surrounding ... (click for more)

Senate Passes 21st Century Cures Bill To Help Find Cures For Cancer And Alzheimer’s, And To Fight Opioid Crisis

Senate health committee Chairman Lamar Alexander on Wednesday said “the most important bill of the year is headed towards the President’s desk,” after the United States Senate passed the 21 st  Century Cures Act by a vote of 94 to 5. “For the second consecutive year, the senate is sending the President another Christmas miracle for his signature. Last year, it was the ... (click for more)

County Schools Prepare To Set Priorities For Next Round Of School Building Funding

County school board members are gearing up to set priorities for the next round of new school construction in Hamilton County. Lee McDade, assistant superintendent, said officials may know by the spring how much money will be available to build new schools or add on to existing ones - or do a combination of both. Board member Rhonda Thurman said a proposal to build a new Chattanooga ... (click for more)

New Walker County Commissioner Whitfield To Move Public Meetings To Evenings And To Larger Venue; Will Also Be Listening Sessions

Walker County Sole Commissioner-Elect Shannon Whitfield said there will be a new arrangement for holding of public commissioner sessions when he takes place at the start of January. Current Commissioner Bebe Heiskell has held Thursday meetings at 3:30 p.m. from time to time in a conference room at her office near the Walker County Courthouse in LaFayette. Mr. Whitfield said those ... (click for more)

Vehicle Emissions Testing Causes More Pollution Than It Prevents - And Response

While a noble cause to make sure vehicles are operating efficiently with the minimum amount of pollutants, a simple analysis makes it somewhat evident the VET program in Chattanooga causes more pollution that it prevents.  Though I don't know how many vehicles are tested on an annual basis, if you assume an average round trip of 10 miles to the nearest testing station (five ... (click for more)

Roy Exum: Our Senseless Divide

If I could change one thing about the schools in Chattanooga, my wish would be that everybody could become good friends. I’m talking about the private schools versus the public schools. The rancor is so bad we hardly ever play in sports anymore and what the loathsome TSSAA has done in recent years to the out-numbered private schools is sinful. My dream would be that there would ... (click for more)