Individuals Currently Receiving COBRA Coverage Have Until July 1 To Enroll In Coverage In ACA Marketplace

Wednesday, May 14, 2014

Medical Foundation of Chattanooga Navigators are available to assist consumers currently receiving COBRA coverage for their health insurance needs.

After leaving a job, individuals may be able to keep their job-based health coverage, called COBRA continuation coverage, for a certain period of time. Consumers who currently have COBRA continuation coverage, may qualify for a Special Enrollment Period that will allow them to terminate their current coverage and obtain health insurance through the Federally-Facilitated Marketplace.

In order to take advantage of this one-time Special Enrollment Period, you must enroll in a new plan by July 1.

Consumers currently receiving COBRA may find themselves paying up to 102 percent of the total cost of the employer-insured insurance. For those who qualify for Advanced Premium Tax Credits, these costs may be reduced significantly. Better and more affordable coverage options may be available.

Those not enrolled in a new plan by July 1 will then have to wait for Open Enrollment in November to obtain a new plan or wait for their next Special Enrollment Period when their COBRA coverage expires. COBRA plans can last up to 18 months and usually the entire monthly premium must be paid by the individuals.  Subsidies may be available in the Marketplace that can assist with monthly premiums depending on household size and income.

Contact Navigators at the Medical Foundation for assistance and to learn more about COBRA benefits and the Marketplace. They can be reached at (423) 622-2872 from 8:30 a.m. to 5 p.m. Monday through Thursday, and 8:30 a.m. to 4 p.m. on Fridays.




Morning Pointe Residents Make Musical Memories At Creekside

Creekside at Shallowford Independent Living invited Program Director Dawn Dunn and residents from The Lantern at Morning Pointe of Collegedale for a piano concert and sing along.  Voices of both community's residents were raised as they joined in on familiar hymns, patriotic tunes, jazz and spiritual collections, and classical numbers. (click for more)

Prescription Drug Abuse Tops Alcohol Abuse In Tennessee

Abuse of prescription opioids, ie: pain medications, is the number one drug problem for Tennesseans receiving publicly funded assistance for treatment services. Over the past decade, substance abuse admissions for prescription drugs like: hydrocodone, oxycodone, morphine, and methadone have increased 500 percent. The situation has driven admissions to treatment facilities up, ... (click for more)

Greg Beck Asking County Commission Chairmanship; Others Seeking Post Behind The Scenes

Long time County Commissioner Greg Beck is seeking the chairmanship of the Hamilton County Commission, he said. Several other commissioners are working behind the scenes to try to get the top commission post. The job opened up after the unexpected defeat of Commission Chairman Fred Skillern in the August primary election. Larry Henry, who has held the chairmanship several ... (click for more)

Helen Burns Sharp Asks Recovery Of Legal Fees In Successful Black Creek TIF Lawsuit

Helen Burns Sharp, citizen activist who sued to try to stop a $9 million Black Creek Tax Increment Financing (TIF) and won, is seeking to have her legal expenses paid by the city and the developers. Ms. Sharp said in a court filing that her legal bills to attorney John Konvalinka are $74,427 thus far. Chancellor Frank Brown ruled in favor of Ms. Sharp, saying the Sunshine ... (click for more)

Decimating The Chattanooga Public Library

Corinne Hill claims that the library is just undergoing a normal weeding process for eliminating books.  She has bragged that she's responsible for the elimination of over 100,000 books - with more to go. "Normal" weeding is not rampant throwing away.  Yes, books go to the Friends for their sale - where they get $2 for a $75 book and thousands wind up being recycled ... (click for more)

The Many Lessons I Learned From Helen McDonald Exum

Helen McDonald Exum was my friend and mentor. As I think of her passing I can only imagine the celebration that is happening in heaven as the news of her arrival is being told. I am sure that there is a party that not only has she organized but that there is not a detail that has been left to chance. I am sure that it is the grandest of events, for you see, she has been planing ... (click for more)