Cleveland Facing Possible 10.6 To 11-Percent Increase In Insurance Premiums For City Employees

Tuesday, July 01, 2014 - by Hollie Webb

Andy Figlestahler of Ed Jacobs and Associates told the Cleveland City Council on Monday afternoon, "we're taking a 10.6, 11-percent increase" in the price of insurance premiums for city employees.

However, he said, "I know no one wants to pay 10 percent more...but I was kind of excited to get it to 10 based on our loss ratio."

He said the loss ratio, which was 108 percent, would typically lead to an increase closer to 30 percent.

Mr.

Figlestahler also pointed out, "Four percent of the 10 percent increase is going to the federal government to fund the Affordable Care Act."

Several city councilmen asked about potentially switching to a self-funded contract in the future, as some self-funded contracts are exempt from certain fees.

However, Councilman David Mays said, "We were self-insured at one time, and it didn't work. We went broke."

Mr. Figlestahler said, "When loss ratios are high it's not the most opportune time to looking into becoming self-funded. In my opinion, your loss ratios right now would exclude you from being a candidate for being self-funded."

He continued, "Our large claim report is one of the first ones we look at, claims above $20,000, and there are about 50 people on there."

Having more people on a policy with large claims increases the overall risk.

Mr. Figestahler also told the council, "Copays now accumulate toward the out-of-pocket maximum. In the past, these were not...as of Aug. 1, they will."

Councilman Richard Banks said, "We're sending four percent of our money to Washington. That doesn't benefit us here at all...It's like the stormwater mandates, we don't have any choice."

Also during the meeting, Cleveland resident James Wise petitioned the City Council to do something about his stormwater drainage problem. He said that developments on both city and county property had caused more water to be drained into his yard, located near Smith Drive. 

Mr. Wise said, "We need help down there. I've been trying to get help for 30 years and I can't get any. We're paying city and county taxes and we're not getting anything out of it."

Councilman Charlie McKenzie asked if someone could go out and assess the problem.

 

 

 

 

 

 


Latest Hamilton County Jail Booking Report - And Mug Shots

Here is the latest jail booking report from Hamilton County: ALLEN, BRIAN PATRICK 7337 VALLEY LANE HIXSON, 37343 45 Hamilton County POSSESSION OF MARIJUANA MOTORCYCLE HELMET LAW VIOLATION IMPROPER PASSING (NO PASSING ZONES) POSSESSION OF DRUG PARAPHERNALIA ALLEN, THADDEUS JOEL 3401 CAMPBELL ST #313 CHATTANOOGA, 37406 21 Hamilton County DOMESTIC ... (click for more)

Crimestoppers: Robbery At Highway 58 Family Dollar

Crime Stoppers and the Chattanooga Police Department are seeking information on a robbery from a business that occurred at the Family Dollar at 4749 Highway 58 on Oct. 21.  Chattanooga Police need the public's help with the identification of the suspects in the pictures. One suspect was observed through surveillance video entering the store displaying a handgun. Both suspects ... (click for more)

Congratulations To Ron Hughes

Hearty congratulations to Ron Hughes for being selected as Tennessee State Elementary Principal of the Year for 2014. Wherever Ron has been assigned as principal, he has exhibited strong leadership both academically and morally. His faith in God and his love for the students of Hamilton County have guided his actions and everyone that has benefited from the excellent education ... (click for more)

Roy Exum: Brittany’s Days Dwindle

So here we are, facing what is known as “Devil’s Night” before Halloween comes, and the almost macabre news now comes that Brittany Maynard, the beautiful girl who has chosen to end her life as soon as Saturday, is struggling to meet her own deadline. She has inoperable brain cancer and, at best, only months to live. The 29-year-old, who was married shortly before her devastating ... (click for more)

Notre Dame Soccer Advance to A-AA State Semis

MURFREESBORO - Juniors Sofia Olenchek and Emma Higgins scored two goals each to lead Notre Dame to a 4-0 victory against No.14 Spring Hill here Wednesday night in a TSSAA A-AA State Girls Quarterfinals at the Richard Siegel Soccer Complex. The win advances unranked Notre Dame (11-5-4) to the state semis against Jackson Christian Thursday at 5 p.m. EDT. No.6 Jackson Christian ... (click for more)

CCS Soccer Wins 1-0; Advances to State Semis

MURFREESBORO - Freshman striker Olivia Hoffman was in the right place at the right time as her goal in the 26th minute proved to be the match winner as No.25 Chattanooga Christian defeated No. 8 Hume Fogg, 1-0, here Wednesday in a TSSAA A-AA State Girls Soccer Quarterfinal at Richard Siegel Soccer Complex. "The ball bounced off a couple of players and I was able to put it in ... (click for more)