Cleveland Facing Possible 10.6 To 11-Percent Increase In Insurance Premiums For City Employees

Tuesday, July 1, 2014 - by Hollie Webb

Andy Figlestahler of Ed Jacobs and Associates told the Cleveland City Council on Monday afternoon, "we're taking a 10.6, 11-percent increase" in the price of insurance premiums for city employees.

However, he said, "I know no one wants to pay 10 percent more...but I was kind of excited to get it to 10 based on our loss ratio."

He said the loss ratio, which was 108 percent, would typically lead to an increase closer to 30 percent.

Mr.

Figlestahler also pointed out, "Four percent of the 10 percent increase is going to the federal government to fund the Affordable Care Act."

Several city councilmen asked about potentially switching to a self-funded contract in the future, as some self-funded contracts are exempt from certain fees.

However, Councilman David Mays said, "We were self-insured at one time, and it didn't work. We went broke."

Mr. Figlestahler said, "When loss ratios are high it's not the most opportune time to looking into becoming self-funded. In my opinion, your loss ratios right now would exclude you from being a candidate for being self-funded."

He continued, "Our large claim report is one of the first ones we look at, claims above $20,000, and there are about 50 people on there."

Having more people on a policy with large claims increases the overall risk.

Mr. Figestahler also told the council, "Copays now accumulate toward the out-of-pocket maximum. In the past, these were not...as of Aug. 1, they will."

Councilman Richard Banks said, "We're sending four percent of our money to Washington. That doesn't benefit us here at all...It's like the stormwater mandates, we don't have any choice."

Also during the meeting, Cleveland resident James Wise petitioned the City Council to do something about his stormwater drainage problem. He said that developments on both city and county property had caused more water to be drained into his yard, located near Smith Drive. 

Mr. Wise said, "We need help down there. I've been trying to get help for 30 years and I can't get any. We're paying city and county taxes and we're not getting anything out of it."

Councilman Charlie McKenzie asked if someone could go out and assess the problem.

 

 

 

 

 

 


Latest Hamilton County Jail Booking Report

Here is the latest jail booking report from Hamilton County: AR-RAHMAAN, CHRISTIANA ALISA 632 MAPLE STREET COURT APT 226 CHATTANOOGA, 37402 23 Hamilton County VIOLATION OF PROBATION (POSSESSION OF MARIJUANA) BINFORD, JUSTIN TAYLOR 6712 DIXIELAND DR HIXSON, 37343 26 Red Bank POSSESSION OF DRUG PARAPHERNALIA BINGHAM, TIFFANY TENNILLE 211 HILLCREST ... (click for more)

Chattanooga Railroad Series: Sweetwater Recreating Its Old Train Station

The hostess at Hunter's Bakery and Cafe in an old bank by the tracks in downtown Sweetwater said the town no longer has its railroad station. "I think they are sorry now they tore it down," she said. But Mayor Doyle Lowe decided to do something about it after he took office as mayor. A $335,000 state grant was secured to build a replica of the original depot. It will serve as ... (click for more)

We Need The Chattanooga History Center

Having been on several of Dr. Daryl Black's walking tours, I can say that they weren't just informative, but a treat. The downtown, Fort Wood and Ninth Street of yesteryear were brought dramatically to life. We stood on the ground where Sherman had his headquarters (near the Ice Cream Show) and the corner where Bessie Smith sang as a young girl. And we also stood beneath the ... (click for more)

Roy Exum: The Big (Un)Easy: Mardi Gras

Not since Hurricane Katrina has New Orleans had a bigger problem. When over a million visitors flood the city for the annual Mardi Gras bash over the next three weeks, there will be signs all around town and into the French Quarter that blare, “CAUTION: Walk In Large Groups. We (heart symbol) love NOPD. We Just Need More Of Them.” In other words, it appears things are quite unsettled ... (click for more)

No. 25 UTC Women Defeat Samford, 49-32

“I think it’s great for grade school kids all over the country because they will learn how to spell Chattanooga because it will be in their local paper. That’s the best thing about it. There are Chattanooga graduates all over the place and they can pick up and go to the agate page and see if Sportscenter knows how to spell.” -- UTC women’s basketball coach Jim Foster ... (click for more)

Baylor Wrestlers Set to Defend State Duals Title

Ranked No.1 in this week's wrestling poll and boasting a 22-1 season dual match record, Baylor is the favorite to win the TSSAA D-II state duals this weekend at the Williamson County Ag Expo in Franklin. Friday Jan. 30 - Baylor opens with tourney against Brentwood Academy at 3:30 p.m. in the quarterfinals and a win puts them in Friday night semis (8:30 p.m. EST) ... (click for more)