Free Workshops Help Explain Health Insurance Terms

Monday, August 18, 2014

Medical Foundation of Chattanooga states that unfamiliarity with health insurance coverage can often cause many questions for patients and families. With new policies developed through the Affordable Care Act and “traditional” policies obtained through employers, confusion often happens in understanding benefits and the meaning of various terms.

To help work through the confusion, Medical Foundation of Chattanooga health care navigators are hosting workshops in the community for those seeking assistance.

Titled “From Coverage to Care: Insurance 101,” these workshops will help answer questions like:

·         Do my monthly premiums count against my deductible?

·         How do I know if my doctor is included in my health insurance plan network? 

·         How do I select a new physician? 

·         What do I need to take to my first doctor’s visit? 

·         Why should I go for an annual physical if I’m not sick?

The sessions are designed to explain the languages of deductibles, out of pocket expense, monthly premiums, coinsurance vs. copayments, and in-network vs. out of network providers.  Medical Foundation navigators will help patients better understand and then get the most out of their health insurance plan.

Workshops are scheduled throughout the community at the following times and locations.

Aug. 19 – Collegedale Library, 9318 Apison Pk., 6 p.m.

Aug. 21 - Chattanooga Public Library, 1001 Broad St., 6 p.m.

Aug. 28 –Eastgate Library, 5705 Marlin Road., 6:30  p.m.

Seating is limited. Participants are encouraged to call 591-9830 for reservations.

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