Mike Croxall: Preparing For Your Home Inspection

Monday, August 14, 2017 - by Mike Croxall, president, Home Builders Association of Greater Chattanooga

Whether you’re closing on your first house or your fifth, buying a home can be both exciting and overwhelming at the same time. But don’t let your long to-do list deter you from completing one of the most important items: scheduling a home inspection.

Although not required by law, many lenders in the Chattanooga area do require a home inspection, which helps protect the large investment you are about to make. It’s important to learn as much as you can about the physical condition of the home before you buy it, to ensure it’s a sound investment. And while an inspection cannot guarantee the condition of a home, the inspector can alert you to items that need repair or any safety concerns. 

Here are a few things to keep in mind about the home inspection process.

1)    Inspections Should Happen As Soon as Possible

It is the buyer’s responsibility to schedule and pay for the inspection. You should schedule the home inspection as soon as you can after your offer has been accepted. This ensures you’ll have enough time to request repairs or to get out of the contract if the inspector discovers a deal-breaker for you. When choosing an inspector, your realtor may have a recommendation or you can find one through the American Society of Home Inspectors.

2)    Inspections Describe the Basic Physical Condition of a Home

An inspector’s job is examine the current condition of a house. This includes pointing out what components and systems may need major repair or replacement. The inspector will examine the home's exterior, including steps, porches, decks, chimneys, roof, windows and doors.

Inspectors also look inside the home to examine the attic, electrical components, plumbing, heating and air conditioning, basement/crawlspaces and garages. A home inspection will not include cosmetic issues that do not affect the working condition of the home.

3)    Be There on Inspection Day

As the buyer, it’s important for you to be at the home for the inspection. Ask the inspector if you can follow him or her around to better understand what they are examining and to ask questions if needed. This is a great way for you to get to know your new home and become familiar with areas that may need attention.

After the inspection, the inspector will provide you with a report. You can then determine if you will ask the seller to make any repairs or give you a credit to make the repairs on your own. It’s important to keep in mind that no home is perfect. But the inspection report should help you determine if it’s the perfect home for you.

Inspections for New Construction Homes

If you’re buying a newly constructed home, the process is slightly different than the inspection for existing homes. Before you go to settlement, you and your builder will do a walk-through to conduct a final inspection. This walk-through provides an opportunity to spot items which may need to be corrected or adjusted, learn about the way your new home works and ask questions about anything you don't understand.

Create a checklist when inspecting the house. The list should include everything that needs attention, and you and your builder should agree to a timetable for repairs. It is important that you be thorough and observant during the walk-through. Examine the surfaces of counters, fixtures, floors and walls carefully for possible damage. Sometimes disputes arise because a buyer may discover a gouge in a counter top after move-in, and there is no way to prove whether it was caused by the builder's workers or the buyer's movers. 

To learn more about the home inspections for both new and existing homes in Chattanooga and the surrounding area, contact HBAGC at info@hbagc.net or 423-624-9992.



Real Estate Transfers For Sept. 14-20

NOTICE: The Hamilton County Register’s Office did not publish this data. All information in the Register’s Office is public information as set out in T.C.A. 10-7-503. For questions regarding this report, please call Chattanoogan.com at 423 266-2325. GI numbers, listed when street addresses are not available, refer to the location of transactions (book number and page number) ... (click for more)

Habitat For Humanity Of Greater Chattanooga Presents Mock Key To 273rd Homeowner

It took 18 years of perseverance and determination to get to the United States and after living in Chattanooga for three years; Sammy and Lucy Nyotu achieved the American Dream and became the 273rd Habitat for Humanity homeowners. A mock key to their three-bedroom home was presented to the Nyotu family during a special dedication ceremony on Saturday. At work ... (click for more)

3 Separate Shootings Early Sunday Morning Leave 1 Critically Injured, Another In Serious Condition

Chattanooga Police responded to three shootings, early Sunday morning. Jelani Sorrell, 33, was injured in the first shooting.  Chattanooga Police officers responded at 1:26 a.m. to a person shot at the Sky Zoo Night Club.  Upon arrival they were able to locate Sorrell suffering from multiple gunshot wounds. Sorrell was transported to a local hospital in critical ... (click for more)

Prosecutor Calls For "Meaningful Punishment" For Dyer, Brennan In $4.9 Million Swindle

Federal prosecutor James Brooks is calling for a "meaningful sentence" for Doug Dyer and James Brennan, who are charged in a $4.9 million swindle. He rejected arguments that they should receive leniency due to their age and health problems. They are set to be sentenced next Friday at 9 a.m. by Judge Travis McDonough. Prosecutor Brooks said concerning Dyer, "As this Court ... (click for more)

Fix Obamacare, Don't Repeal It - And Response (2)

John McCain recently said, "I cannot in good conscience vote for the Graham-Cassidy proposal. I believe we could do better working together, Republicans and Democrats, and have not yet really tried. Nor could I support it without knowing how much it will cost, how it will affect insurance premiums, and how many people will be helped or hurt by it. Without a full (Congressional Budget ... (click for more)

Roy Exum - Wrong Never An Option

In the Navy SEALS, there are two ways you should ever do a task: “The right way” and “Again.” We as a society admit failure when we take the much-besmirched path of “the lesser of two evils” because the destination will always be “wrong.” It’s true: ‘start wrong-end wrong’ happens every time. Evil, no matter to what degree, is always wrong and when the Hamilton County School Board ... (click for more)