THDA And Houses Of Worship Help Tennesseans Facing Foreclosure

Wednesday, July 10, 2013

The Tennessee Housing Development Agency (THDA) is partnering with the statewide faith community to help Tennesseans facing foreclosure. To raise awareness of the Keep My Tennessee Home program, a federally-funded foreclosure prevention program, THDA is distrubuting DVDs of a video entitled “Hope for Homeowners” to 9,000-plus houses of worship across the state.

“The process of foreclosure is difficult and many people turn to their worship center for support,” said Ralph Perrey, executive director of THDA. “We all know someone who has lost a job, had their hours cut, been through a divorce or suffered a death of a spouse. We want to make it as easy as possible for our neighbors to get access to the help they need.”

The three-minute video, which is available in both English and Spanish, features interviews with nine diverse faith leaders in Tennessee and can also be viewed online at www.keepmytnhome.org/video.

In the video Darryl Taliaferro, executive pastor of Mt. Zion, Nashville, points out that “Foreclosure effects everybody. From a suburb, you can be from the inner city, it doesn’t matter where you live. Foreclosure effects everybody.” 

Senior Rabbi Micah Greenstein of Temple Israel, Memphis said, “The members of my congregation who have lost their homes to foreclosure, or simply lost their job and weren’t able to make their mortgage payments, have told me it’s a surreal experience because it was always about someone else. It wasn’t about them.”

“The Keep My Tennessee Home program offers an opportunity for hope,” said Kevin Ulmet, senior pastor of First Church of the Nazarene in Nashville.

Keep My Tennessee Home helps to ease the financial strain many feel from a job loss, reduction of income, divorce or the death of a spouse. The program assists those facing avoidable foreclosures with up to $40,000 over 36 months. Even if a homeowner is not eligible to receive assistance, they may still receive free foreclosure prevention counseling. Residents in all 95 counties in Tennessee are able to register online through www.keepmytnhome.org and will be referred to a THDA-approved foreclosure prevention counseling agency to determine eligibility.


Buffalo Valley Celebrates Opening Of Veterans Housing

Buffalo Valley, Inc. cut the ribbon on four new rental homes today in Chattanooga that will be used to provide housing and support services for local homeless veterans.  Chattanooga Mayor Andy Berke joined representatives from Buffalo Valley, the Tennessee Housing Development Agency, and the Federal Home Loan Bank of Cincinnati at Friday morning's ceremony to commemorate ... (click for more)

New Partner Family Chosen For Home At Habitat For Humanity Of Catoosa County

At Catoosa Habitat a new partner family has been chosen for a home.  A single mother named Janelle and her two children (ages 5 and 8) received the news two weeks ago that, after several years of waiting, they will receive the chance to have their very own home. “My kids always tell me ‘When are we going to our home?’ and I say I’m working on it.” said Janelle.  After ... (click for more)

Pool Chemical Leak Forces Evacuation Of Sports Barn North

Chattanooga firefighters responded to a reported haz-mat incident at the Sports Barn North on Hamil Road at  6:37  a.m. on Friday. Battalion Chief Carlos Hampton said an employee was working with some pool chemicals when some of the liquid leaked out of a container. The employee said he breathed in some of the vapors from the liquid and became ill. When the manager ... (click for more)

East Ridge Council Studying Restrictions On ATVs; City Forms Housing Re-Development Authority

The East Ridge City Council is studying an ordinance drafted by City Attorney Mark Litchford to address issues involving property in a residential neighborhood around John Ross Road, where an ATV track has been built. At the past two council meetings, people living in close proximity to the two-acre lot complained to the council that noise and dust created by almost non-stop use ... (click for more)

Scrutinizing Defense And Other Public Spending Is Right Thing To Do

I saw in the news today where U.S. senators were investigating and scrutinizing an Army "debacle," which has already spent $6 billion on a communications system developed by a defense contractor (WIN-T) that is virtually ineffective in use.   This is on top of a recent Navy scandal (Fat Leonard Scandal) where several current and former Navy admirals were sentenced to prison ... (click for more)

Roy Exum: The Suicide Letter

Two weeks ago there were five suicides and a fatal drug overdose in the same Chattanooga community. That absolutely tears me up inside because I am assured almost every day there is a better answer. I make no secret I struggle with depression and it is real. I want others to see if I can get through the valleys to climb the mountain, they can too. I take medicine every day that ... (click for more)