THDA And Houses Of Worship Help Tennesseans Facing Foreclosure

Wednesday, July 10, 2013

The Tennessee Housing Development Agency (THDA) is partnering with the statewide faith community to help Tennesseans facing foreclosure. To raise awareness of the Keep My Tennessee Home program, a federally-funded foreclosure prevention program, THDA is distrubuting DVDs of a video entitled “Hope for Homeowners” to 9,000-plus houses of worship across the state.

“The process of foreclosure is difficult and many people turn to their worship center for support,” said Ralph Perrey, executive director of THDA. “We all know someone who has lost a job, had their hours cut, been through a divorce or suffered a death of a spouse. We want to make it as easy as possible for our neighbors to get access to the help they need.”

The three-minute video, which is available in both English and Spanish, features interviews with nine diverse faith leaders in Tennessee and can also be viewed online at

In the video Darryl Taliaferro, executive pastor of Mt. Zion, Nashville, points out that “Foreclosure effects everybody. From a suburb, you can be from the inner city, it doesn’t matter where you live. Foreclosure effects everybody.” 

Senior Rabbi Micah Greenstein of Temple Israel, Memphis said, “The members of my congregation who have lost their homes to foreclosure, or simply lost their job and weren’t able to make their mortgage payments, have told me it’s a surreal experience because it was always about someone else. It wasn’t about them.”

“The Keep My Tennessee Home program offers an opportunity for hope,” said Kevin Ulmet, senior pastor of First Church of the Nazarene in Nashville.

Keep My Tennessee Home helps to ease the financial strain many feel from a job loss, reduction of income, divorce or the death of a spouse. The program assists those facing avoidable foreclosures with up to $40,000 over 36 months. Even if a homeowner is not eligible to receive assistance, they may still receive free foreclosure prevention counseling. Residents in all 95 counties in Tennessee are able to register online through and will be referred to a THDA-approved foreclosure prevention counseling agency to determine eligibility.

October Home Sales Indicate Increase In New Listings

The October home sales report from the Greater Chattanooga Association of Realtors includes a healthy rise in new listings.  Transitory periods in the market are common this time of year, and after a persistent period of steady year-over-year climbs in sales metrics, recent low national numbers have not fulfilled what many predicted. But on a positive note, jobless ... (click for more)

Real Estate Transfers For Nov. 12-18

NOTICE: The Hamilton County Register’s Office did not publish this data. All information in the Register’s Office is public information as set out in T.C.A. 10-7-503. For questions regarding this report, please call at 423 266-2325. GI numbers, listed when street addresses are not available, refer to the location of transactions (book number and page number) ... (click for more)

Volkswagen Stockholder Files Suit Against Automaker At Chattanooga; Seeks Class Action Status

A Volkswagen stockholder has filed suit in Federal Court in Chattanooga against the automaker, charging that its stock was over-valued and that it has not plummeted due to revelations about emissions cheating. The suit was filed in behalf of Michael Wolfenbarger by Knoxville attorney Gordon Ball and Nashville attorney James Stranch III. It seeks class action status for those ... (click for more)

Woman In Critical Condition After Being Shot In The Face Saturday Night Near O'Rear Street

A woman is in critical condition after she was shot while driving in Chattanooga on Saturday night. Just after  9 p.m. , the Chattanooga Police Department responded to reports of a person shot. Once on the scene, police located a female victim near the 2500 block of O'Rear Street suffering from a life-threatening gunshot wound to the face. The victim was driving a ... (click for more)

Misconceptions About Ban The Box

Mr. Exum,  I want to invite you as a guest speaker at the NAACP General Membership meeting.  I believe we can accomplish our goals and clear up any misconceptions about Ban The Box and the role of the NAACP in a much more meaningful manner face to face.   In that vein I would like to invite you to have coffee with me at Panera Bread.  I will not make a ... (click for more)

Roy Exum: My Great Thanksgiving

In order for you to best understand this, last Thursday was the first Thanksgiving I have ever spent alone.  Don’t misunderstand, I had a fistful of kind invitations but I am the only remaining member of my immediate family around here and I guess I started dwelling on that a little too much as the holiday neared. Making out my “thankful” list helped, and I ate enough with ... (click for more)