Affordable Health Care Act Costly To County Schools

Thursday, August 15, 2013

The Affordable Health Care Act is already proving costly to the county schools, risk manager and insurance advisor Ed Adams said Thursday night.

He told school board members that a reinsurance requirement has a charge of $63 per employee - or an overall amount of $300,000 that must be paid to the federal government.

Also, the county schools this year will have to pay $1 per member covered by the insurance program under a PCORI requirement. That will be about $10,000 considering there are 10,000 people covered. It will go up to $2 per member - or $20,000 - next year.

Mr. Adams said at some point the county schools will have to move away from the current "Cadillac" insurance plan offered employees or face fines of $2,000 per employee. That will later go to $3,000 per employee, he said.

School officials said it has been difficult to alter the plan because it has to be done with the agreement of the teacher union.

Mr. Adams said the county school plan is "the state leader" in rich benefits. He said, "It is richer in every category."

He said deductibles are lower and monthly charges lower.

In order to meet one requirement of the new federal law, the board is going to start offering a third plan in addition to the Blue Cross PPO and the Cigna HMO. It will have a $5,000 annual deductible. The monthly charge will be $50 as opposed to the current $100 charge.

Officials said some younger and healthier employees may opt for the plan.

But even if no one applies, the county school system is still meeting its obligation under the law by offering it, officials stated.

Leon Rash of the finance department said, "Whether anyone takes it or not, it doesn't matter. We will be legal. We will be OK under the law." 

 


DPD Seeks ID Of Pair Involved In Theft

The Dalton Police Department is asking for the public’s help identifying two women who worked together to steal an undetermined amount of merchandise from Walmart. The pair were recorded on store surveillance. Investigators believe the suspects live in the Chattanooga area and that they have been involved in numerous thefts from stores across northwest Georgia. ... (click for more)

Ralph Lee Nelms Arrested For Theft At Bradley County Construction Site

Ralph Lee Nelms was arrested for theft at a construction site on Tuesday in Bradley County. Deputies responded to the 100 block of Keystone Drive regarding a theft in progress. Upon arrival, a man was observed getting into a silver Ford Ranger that was in the driveway of a house under construction. Contact was made with the man, later identified as Ralph Lee Nelms, who stated ... (click for more)

Calling Out Bad Behavior In St. Elmo - And Response

I have lived in the St. Elmo community of Chattanooga for practicially all 52 years of my life. My grandmother moved to St. Elmo in 1919. My Dad was literally born in a home in St. Elmo and lived his entire 72 years in this community and my Mom has lived here 60 years of her life. I am very disappointed in what my neighborhood has become. I like people. ... (click for more)

Roy Exum: Amputee Team Wins Relay

As a news junkie there isn’t a lot that gets past me in my morning reading, yet I had no idea there was a relay race in Chattanooga two weekends ago. Maybe that’s why 1,500 people ran away and never came back – the finish line was in Nashville. How the Ragnar Relays work is pretty simple. The organizers pick two cities that are about 200 miles apart and then 12-to-14 runners ... (click for more)

Seth Ruhling Wins Chattanooga Chase 8K And One Mile

It has been six years since Seth Ruhling ran the Chattanooga Chase and maybe he had forgotten just how tough that 8K course really is, but that’s didn’t seem to matter Monday morning as he celebrated Memorial Day with victory in the Chattanooga Track Club’s oldest race. Ruhling graduated from Collegedale Academy in 2013 and is now a 21-year-old student at Southern Adventist ... (click for more)

Tennessee-Georgia All-Star Football Classic Set For Saturday at CCS

The 13th Annual Tennessee-Georgia All-Star Football Classic, presented by Great Clips, is scheduled for 7 p.m. Saturday June 4 at Chattanooga Christian School in Chattanooga. Tennessee defeated Georgia 38-14 last June at McCallie School in Chattanooga. It was Tennessee's fourth consecutive victory in the series that dates back to the first game held at Ridgeland High in ... (click for more)