Affordable Health Care Act Costly To County Schools

Thursday, August 15, 2013

The Affordable Health Care Act is already proving costly to the county schools, risk manager and insurance advisor Ed Adams said Thursday night.

He told school board members that a reinsurance requirement has a charge of $63 per employee - or an overall amount of $300,000 that must be paid to the federal government.

Also, the county schools this year will have to pay $1 per member covered by the insurance program under a PCORI requirement. That will be about $10,000 considering there are 10,000 people covered. It will go up to $2 per member - or $20,000 - next year.

Mr. Adams said at some point the county schools will have to move away from the current "Cadillac" insurance plan offered employees or face fines of $2,000 per employee. That will later go to $3,000 per employee, he said.

School officials said it has been difficult to alter the plan because it has to be done with the agreement of the teacher union.

Mr. Adams said the county school plan is "the state leader" in rich benefits. He said, "It is richer in every category."

He said deductibles are lower and monthly charges lower.

In order to meet one requirement of the new federal law, the board is going to start offering a third plan in addition to the Blue Cross PPO and the Cigna HMO. It will have a $5,000 annual deductible. The monthly charge will be $50 as opposed to the current $100 charge.

Officials said some younger and healthier employees may opt for the plan.

But even if no one applies, the county school system is still meeting its obligation under the law by offering it, officials stated.

Leon Rash of the finance department said, "Whether anyone takes it or not, it doesn't matter. We will be legal. We will be OK under the law." 

 


Just 4,380 Have Voted In The City Election After 9 Days Of Early Voting

Just 5,380 Chattanooga voters have cast ballots after nine days of early voting leading up to the March 7 city election. One day just 48 people showed up at the Northgate voting site. Only 88 went to the most popular early voting site - the election office off Amnicola Highway the same day. The high turnout thus far has been 199 at the election office on Tuesday. The ... (click for more)

Latest Hamilton County Jail Booking Report

Here is the latest jail booking report from Hamilton County: BAILIFF, KEVIN BRENTON  1211 LAKESIDE DRIVE HIXSON, 37343  Age at Arrest: 29 years old Arresting Agency: Hamilton County AGGRAVATED ASSAULT DOMESTIC --- BARNES, RACHEL KATHLEEN  420 BOOTH ROAD CHATTANOOGA, 37411  Age at Arrest: 23 years old Arresting Agency: Chattanooga POSSESSION ... (click for more)

CVB Should Share Financials With The Home Folks

The recent debate over the Convention and Visitor's Bureau's funding and budget has gotten ugly. A Hamilton County commissioner has asked questions and made comments about the CVB. The director of the CVB has organized a campaign to dismiss the commissioner's questions and comments. The children on the playground are choosing sides and nothing useful seems to be happening. It's ... (click for more)

Roy Exum: The Haggling Must Stop

Far be it for me to suggest the Hamilton County Commission and the School Board need to spend more time at recess but it was obvious this week the two groups need to work at being better friends. We have nine county commissioners and just as many corresponding school board members to work together for the betterment of one entity – Hamilton County. Everybody who thinks that is happening ... (click for more)

Amazing Bradley Builds 32-0 Lead, Routs Cookeville 69-35 In Region 3-3A Tournament

CLEVELAND, Tenn. – Bradley Central’s top-ranked Bearettes went into Friday’s Region 3-3A quarterfinal basketball game against Cookeville with several thoughts in mind. Sending a message was one of them. Stamp it delivered. The Bearettes, now at 30-0 with the tradition-rich program’s third-longest winning streak in its history, overwhelmed the Lady Cavaliers with a ... (click for more)

Macon County Ends Season For Signal Mountain Girls

The Signal Mountain Lady Eagles entered the first round of the Region 4-AA basketball tournament as the District 7-AA champions and riding high on a seven-game winning streak. The Macon County Tigerettes came to Signal Mountain Friday night for that first-round game on a two-game losing streak and still hurting after finishing fourth in last week’s District 8 gathering. But ... (click for more)