CHA Holds Family Self-Sufficiency Program Graduation

Wednesday, February 12, 2020
Angelia Allen, left, and Takeyta Young at the Chattanooga Housing Authority
Angelia Allen, left, and Takeyta Young at the Chattanooga Housing Authority
- photo by Derryberry Public Relations

Angelia Allen is a 63-year-old native Chattanoogan who is about to graduate to a new life made possible by her hard work through the housing authority’s Family Self-Sufficiency program.  For the last five years, Ms. Allen has been part of the quarterly training program that provided education to promote credit worthiness, homeownership and business ownership.  

Over the last nine years, the CHA has graduated over 50 individuals from the program. Thanks to matching dollars from HUD that are compounded and partnerships from Operation Hope based at First Horizon Bank, individuals graduating from the program receive funds that were placed in escrow accounts to be used for home down payments, purchase transportation, pay for child care, or to pay off old debt to enable them to make a fresh start.

Since 2004 HUD has been accepting public housing authority or Section 8 residents into the life-changing program.  Program coordinator Takeyta Young notes that the housing authority has seen between 75-100 individuals come into the program with group meetings complimenting the educational effort to provide additional support.  “We tell our residents that they have to trust the process," said Ms. Young. "If they do, they will have a clear path to self-sufficiency.  It’s exactly what we should be doing." 

Ms. Allen agrees. “I keep telling people that the opportunity is there for you if you will just keep at it.” 

The mother of grown daughters is planning to use her escrow funds to look for her first home.  After living in Cromwell Hills since 1995, she’s looking forward to moving into a home in an East Brainerd neighborhood.  She’s also looking forward to working with her best friend as they open a house cleaning business in the coming weeks.

Using the skills learned through the program, Ms. Allen was able to clear up bad debt that was keeping her from her dreams and is looking forward to the future. She gives thanks to the ongoing help she receives from quarterly group meetings and Operation Hope, a program that provides financial literacy and empowerment. 

As Ms. Allen graduates from the program, she plans to continue volunteering to help others on their own journey toward self-sufficiency. The grandmother of five and great-grandmother of two says it’s never too late for a fresh start.  



Home Sales Continue To Rise Despite Uncertainty

Real Estate Transfers For March 26-April 1

Brandi Pearl Thompson: The 2020 Census And How It Affects Our Community


According to figures provided by Greater Nashville Realtors, there were 3,346 home closings reported for the month of March. This figure indicates a 3.4 percent increase from the 3,237 closings ... (click for more)

NOTICE: The Hamilton County Register’s Office did not publish this data. All information in the Register’s Office is public information as set out in T.C.A. 10-7-503. For questions regarding ... (click for more)

Real estate is still happening, and the government is still happening too. Even though we are in these unprecedented times, we can still do our part to make sure that our community is represented ... (click for more)




Real Estate

Home Sales Continue To Rise Despite Uncertainty

According to figures provided by Greater Nashville Realtors, there were 3,346 home closings reported for the month of March. This figure indicates a 3.4 percent increase from the 3,237 closings reported for the same period last year. Data for the first quarter of 2020 showed 8,776 closings, a 9.1 percent increase from the 8,047 closings during the first quarter of 2019. ... (click for more)

Real Estate Transfers For March 26-April 1

NOTICE: The Hamilton County Register’s Office did not publish this data. All information in the Register’s Office is public information as set out in T.C.A. 10-7-503. For questions regarding this report, please call Chattanoogan.com at 423 266-2325. GI numbers, listed when street addresses are not available, refer to the location of transactions (book number and page number) in ... (click for more)

Breaking News

Georgia Coronavirus Deaths Now At 362; Cases Jump To 9,881

Georgia state health officials said Wednesday that another 14 people have died from the coronavirus, bringing the total to 362. The confirmed cases are now at 9,881, up from 9,156 on Tuesday. Officials said 1,981 have been hospitalized in Georgia with the deadly virus - up from 1,899 on Monday. Whitfield County remains at 21 cases, but now has three deaths. Walker ... (click for more)

Chattanooga Family Safe After Overnight Garage Fire

There were no injuries in a house fire the Chattanooga Fire Department worked early Wednesday morning. Firefighters worked to keep flames from making their way to the main living area of the home and reunited the residents with their cat. It happened at 1 a.m. in the 4700 block of Preserve Drive, off of Webb Road. A 911 caller reported that her garage was on fire ... (click for more)

Opinion

When Memes Become Our Theology

Social media and memes. They seem to be made for each other. If you’re looking for laughs, they often give great comic relief, particularly in this difficult time we are facing. But as I’ve seen many of the memes that regularly get posted and shared, I felt compelled to share a few thoughts. This is the main one: “Never get your theology from memes.” Typically memes are ... (click for more)

Roy Exum: Manny Sethi's Weekend

On Friday morning the phone rang at 1 a.m., calling Manny Sethi – who is in a race to become the next senator from Tennessee – to come to the hospital. Sethi, who is one of Nashville’s premier trauma surgeons, would then perform not one surgery, but nine more before he went back home about mid-morning on Monday. “I guess I was working about 80 hours a week in the operating room,” ... (click for more)